Digital Banking / Transact

Download Our M-Sacco App

Embark on your savings and investment journey with Southern Star SACCO. We have tailored solutions to meet all your financial goals and investment needs.

Mobile Banking

Bank on the Go with Our Mobile Banking. Redefine convenience with ease of dial *346# to 

  • Deposit 
  • Withdrawal 
  • Loans
  • Balance Enquiry 
  • Mini-statement

ATM Transactions

Get your Visa branded ATM card & access your account/ cash from any visa branded ATM anywhere in the world!


  • Withdraw cash 
  • Balance enquiry 
  • Mini-Statement
  • Pay for fuel, shopping, dining, hotels, etc where the merchant accepts Visa cards.


Pay bill No: 512700

How to Fund

  • Go to Mpesa Menu 
  • Lipa Na Mpesa 
  • Pay bill 
  • Enter Southern Star Sacco Business Number 512700 
  • Enter your Southern Star Sacco Account Number 
  • Enter the amount you want to deposit
  • Input Mpesa Pin 
  • Confirm and wait for SMS Confirmation.

Direct Bank Deposit

Make a direct deposit to our main bank account and forward the advice for immediate processing. 

call us on 0705825601 for details.

Electronic Funds Transfer (EFT)

Process your EFT transfer to and from the Sacco with ease.

POS Agency​ Southern Star Sacco Society

POS Agency

Banking at your door step

 Our agents will come to you with a POS device collect deposit and issue receipt on the spot.


Confirmation receipt for every transaction followed by an SMS to your registered mobile number.

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