Terms & Conditions

Terms and Conditions of Use

Welcome to the Southern Star Sacco Ltd website. By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions of Use. If you do not agree with these terms, please do not use this website.

Website Use

You must be at least 18 years old to use this website. By using this site, you confirm that you are of legal age.

You are responsible for ensuring the security and confidentiality of your login credentials, and you agree not to share them with unauthorized individuals.

You agree not to engage in any activities that could harm the website or interfere with its operation, including but not limited to hacking, spamming, or distributing malware.

Membership and Services

Membership with Southern Star Sacco Ltd is subject to approval, and the terms and conditions of membership are governed by separate agreements.

The Sacco offers various financial services, the terms of which are outlined in separate agreements and disclosures


Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

Intellectual Property

The content and materials on this website, including text, images, logos, and trademarks, are the property of Southern Star Sacco Ltd or its licensors and are protected by copyright and intellectual property laws.

You may not reproduce, distribute, or use any content from this website for commercial purposes without our express written consent.


This website is provided on an “as-is” and “as-available” basis. We do not guarantee the accuracy, completeness, or timeliness of the information provided on this site.

We are not liable for any direct, indirect, or consequential damages arising from your use of this website or any linked third-party websites.


We reserve the right to modify or amend these Terms and Conditions at any time without prior notice. Any changes will be posted on this website.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Kenya. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of Kenyan courts.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us:

By using this website, you agree to these Terms and Conditions and all applicable laws and regulations. If you do not agree with these terms, please refrain from using this website.