Southern Star Sacco A Better Life...

SOUTHERN STAR SACCO SOCIETY Southern Star Sacco was Registered as a Savings and Credit Co-Operative Society on June 5, 1994 under the Co-operative Development & Marketing as cs no 7178. We pride ourselves as a Financial Services Institution providing Affordable, Affordable, Convenient & Efficient Financial Services.

Our Headquarters - Chuka town, Tharaka Nithi County.

Our Motto: A Better Life…

Our Vision: To Be an Exceptional Financial services provider.

Mission: To provide Affordable, Convenient and Efficient Financial services that exceeds our members and stakeholders expectations.


Our History

  • Transformed from the Union Banking Section of Meru South Farmers Cooperative Union Limited.
  • Registered as a SACCO ON 6th June 1994 by the Ministry of Co-operative  Development & Marketing as cs no 7178 with two branches.
  • Opened our common bond to accommodate others Kenyans. 
  • We were licensed by SASRA as a Deposit Taking Sacco in 2010.
  • We changed our name from Meru South Farmers Cooperative Society Limited in the year 2013 to Southern Star Savings and Credit Cooperative Society Limited  on 7th January 2014.
  • We have 8 branches across three counties i.e.  Nairobi,Meru & Tharaka Nithi.


  • Integrity & Accountability,
  • Reliability,
  • Relevance,
  • Innovation,
  • Teamwork,
  • Confidentiality.